Paul
Lynch &
Associates, Inc.
Commercial and
Marine Insurance
701 North Federal Highway #401
Stuart, FL 34994
772-232-9371
Fax 772-232-9375
info@insuremarine.com


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Frequently Asked Questions:

What is a "SEAMAN" under the Jones Act? - The U.S. Supreme Court has addressed and attempted to clarify the issue of Jones Act "seaman" status. In Chandris v. Latsis, - Chandris v. Latsis, U. S., 115 S. Ct. 2172, 132L.Ed.2d314(1995) - the lower court had held that a worker could qualify as a Jones Act seaman if he was "either permanently assigned to a vessel or performed a substantial part of his work on a vessel". The Supreme Court reversed, holding that a seaman must have a connection to a vessel in navigation in terms of both its duration and its nature.

No specific finding was made as to whether Latsis was a Jones Act seaman, but the court set forth the following guidelines for determination of seaman status:

  1. Those working aboard a vessel for the duration of a voyage in furtherance of the vessel's mission are not necessarily seamen.
  2. Jones Act coverage depends not on the place where the injury is inflicted, but on the nature of the seaman's service, his status as a member of the vessel, and his relationship as such to the vessel and its operation in navigable waters.
  3. A distinction must be made between sea-based workers and land-based workers who have only a transitory or sporadic connection to a vessel in navigation.
  4. Land-based maritime workers do not become seamen because they happen to be working aboard a vessel when they are injured, and seamen do not lose Jones Act protection where the course of their service to a vessel takes them ashore.
  5. In evaluating the employment-related connection of a maritime worker to a vessel in navigation, courts should not employ a "snapshot" test for seamen status , inspecting only the situation as it exists at the instant of injury; but rather, the total circumstances of an individual's employment must be weighed to determine whether he has a sufficient relation to the vessel. Thus, a worker may not oscillate back and forth between Jones Act coverage and other remedies depending on the activity in which the worker is engaged while injured.
  6. The essential requirements for seaman status are:
    1. An employee's duties must contribute to the function of the vessel or to the accomplishment of its mission;
    2. A seaman must have a connection with a vessel in navigation (or to an identifiable group of such vessels), that is substantial in terms of both its duration and its nature;
    3. The duration of a worker's connection to a vessel and the nature of the worker's activities, taken together, determine whether a maritime worker is a seaman because the ultimate inquiry is whether the worker in question is a member of the vessel's crew or simply a land-based employee who happens to be working on a vessel at a given time.
    Complete Supreme Court Decision - Chandris Inc. v Latis

Will my General Liability insurance cover me if I drop a valve down a well shaft and damage the valve? - Your General Liability Insurance is third party insurance. So if you do third party damage (to someone other than yourself or an employee) you should have coverage. However there is the Care, Custody and Control (CCC) exclusion. If the valve is owned by a third party and in your Care, Custody or Control damage to the valve is excluded. Bailee coverage can be bought to cover property in your CCC. If the valve hits someone or something then your liability insurance should respond.

If you bought the valve to install it in a pump station, it is not third party, but first party insurance and you need an installation floater or builders risk coverage. This type of coverage would respond.


Copyright © 2003, 2004 Paul Lynch & Associates, Inc.
Last updated: August 2, 2006