Commercial and
Marine Insurance
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Fort Pierce, FL 34949
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Marine and Diving Contractor's Insurance

Overview - A number of contractors are involved in shore side and on water contracting activities, such as dock and pier construction, piling and foundation work, dredcging, bridge inspection and commercial diving activities. Drilling contractors and suppliers, caterers and janitorial services and roustabouts also provide services to water-based activities. These firms are faced with marine liability exposures.

Marine Contractors   Diving Contractors

Typical Insureds - Any firm, with the above exposures who are seeking the expertise and underwriting skills of an insurance company and agency actively engaged in the marine market.

Our typical General Liability Policies for Diving and Marine Contractors and many other marine related businesses differ from most:

  • Basic exposures are picked up by a non-marine Commercial General Liability (CGL) form, with additional coverage's tailored to meet the special contractual, chartering, operations and territory coverage needs of the insured
Underwriting Considerations
  • Nature of work being performed
  • Receipts, payroll and subcontracting costs
  • Location and ongoing projects, plus the last five projects completed
  • Watercraft exposures and vessels owned by the insured for P & I coverage
  • Additional insured, subrogation and Hold Harmless requirements


By amending the watercraft exclusion and debris-removal exclusion, a Marine and Diving Contractor's CGL policy can provide coverage that a standard Commercial General Liability with a Protection & Indemnity (vessel liability) endorsement or a standalone Protection & Indemnity Policy would exclude. Minor details like this are critical if an exposure is not covered!

Be sure to check your Workers' Compensation coverage for USL&H exposure, if needed.

Copyright © 2017 Ryen Marine Insurance Group, Inc.
Last updated: December 16,2017