Paul Lynch & Associates, Inc.

As insurance agents and brokers, Paul Lynch and Associates was formed in 1992 as a highly focused insurance firm specializing in marine and diving contractors, ship repair/building firms, and specialty/hard-to-place contractors.

Paul Lynch and Associates is known for its ability to communicate with owners and managers on complicated issues, such as employer's liability, specific project insurance requirements and unique coverage and policy limits. The agency works closely with clients on a daily basis. Clients routinely send specific job, bid and project information and we review the insurance costs and coverage that will affect the profit and loss of the project.

	Marine Related Businesses and Scopes of Coverage Scopes of coverage are: Workers' Compensation, USL&H and Jones Act, General Liability, equipment, hull and machinery, bonds, and other coverage needed for marine related businesses and specialty contractors. This group consists of marine contractors, diving contractors, dredging operation, tug and barge operation, ship repairers and builders, and many other marine related businesses.
	Workers' Compensation We provide comprehensive information on the ramifications of employer's liability including complete information regarding USL&H and Jones Act, Multi-State Workers Compensation Acts, and what risk or financial impact these Employer's Liability Acts may present. This is done for our insureds and also on a consultation basis for others.
	Commercial Vessels and Protection & Indemnity Consists of tugs, barges, commercial fishing boats, ferries, charter boats, headboats, and many other commercial vessels. Coverage offered includes Hull & Machinery, Protection and Indemnity, and Pollution. These coverages are offered on a stand alone basis and or in conjunction with one another.
	Private and Unique Vessels We specialize in vessels with hull values over $50,000, over 26' in length and hard-to-place vessels - from wooden trawlers to mega-yachts with or without crew coverage. Same day or next day quotes in most cases.
	Errors and Omission for Surveyors & Consultants Marine professionals, regardless of the service performed, can never fully escape the possibility that their work may fail to meet their clients' expectations and in today's environment, all it takes is one dissatisfied client to place a professional's career and personal assets at risk. We also insure computer consultants.
	Specialty Contractors Special customized insurance for a variety of hard-to-place contractors - including crane operations, steel erectors, industrial painters, dredging contractors and higher-risk companies. Packages include comprehensive liability coverage, WC, builder's risk, equipment and commercial auto.

The insurance companies we represent are all "A" rated or better, and we talk daily to their underwriters - explaining our client's needs and operations. This daily dialog and exchange of information with our clients and company underwriters is a major key to our success.

Paul Lynch and Associates is both a wholesale and retail insurance brokerage firm that works directly with you - or your existing agent - explaining the basic and complicated issues that directly effect your business - and bottom line.

Our clients range from large national corporations with worldwide operations requiring a multitude of coverage and bonds to smaller sole-proprietorships. Every client receives one-on-one advice and up-to-date information.

Our main focus is and always will be marine related businesses and specialty contractors with unique insurance needs. This includes multi-state Workers' Compensation, employee leasing, Jones Act, USL&H, builder's risk, general liability, P & I, hull and machinery and project bonding.

We look forward to meeting with you and exploring ways we can help your business!